Baker and Associates PWM Baker and Associates PWM

What is phased retirement, and should you consider it?

Discover ways you can transition into retirement and how it can help you meet your financial and life goals.

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How to use permanent life insurance to protect your estate’s wealth
Baker and Associates PWM Baker and Associates PWM

How to use permanent life insurance to protect your estate’s wealth

How to use permanent life insurance to protect your estate’s wealth.

When you’re young, life insurance can be used to protect your family by providing money to replace your income. However, as you approach retirement, there’s less need for income replacement, and the focus switches instead to wealth protection. Wealth protection is a permanent concern, requiring permanent solutions.

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Turn your vacation home into a source of income
Baker and Associates PWM Baker and Associates PWM

Turn your vacation home into a source of income

Turn your vacation home into a source of income.

Whether you call it a cottage, a cabin, a chalet or a bungalow, Canadians love their vacation homes. But are you there as often as you’d like to be? Maybe you’ve got a big trip planned for the summer. Or maybe the kids now have jobs, and you don’t feel like going there as much without them.

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Why your company life insurance is probably not enough
Baker and Associates PWM Baker and Associates PWM

Why your company life insurance is probably not enough

Why your company life insurance is probably not enough.

Some Canadians are fortunate enough to get great workplace benefits. These often include health and dental coverage, a company pension and company share ownership options. Another common benefit is company life insurance (known in the industry as group life insurance).

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